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与记帐有关的理论
火爆抄手哥 发表于 2013-7-3 18:39:00
通常在谈到财务问题时有两种角度，一种是钱从哪里来，另一种是钱到喘里去，每日记账必需消楚记录金钱的来源和去处。
若要采用较科学的方式，除了须忠实记录每一笔消费外，更要记录采取何种付款方式，如刷卡、付现或是借贷。资本性支出只是转换资产形式。
资金的去处分成两部分:一是经常性方面，包含日常生活的花费，记为费用项目。另一种是资本性，记为资产项目，资产提供未来长期性服务。例如，花钱买一台冰箱，现金与冰箱同属资产项目，一减一增.如果冰箱寿命五年，它将提供中长期服务。若购买房地产，同样带来生活上的舒适与长期服务。
经常性花费的资金来源，应以短期可运用资金支付，如吃东西、购买衣物的花费应以手边现有资金支付，若用来购买房屋、汽车的首期款，则运用长期资金.而非向亲友借贷或是短期可运用资金来支付。
消费性支出是用金钱换得的东西，很快会被消耗，而资本性的支出只是资产形式的转换，如投资股票，虽然存款减少但股票资产增加。
如果说记账是理财的第一步，那么集中凭证单据一定是记账的首要工作，平常消费应养成索取发票习惯。平口在收集的发票上，清楚记下消费时间、金额、品名等项目，如没有标识品名的单据最好马上加注。
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Re:在漫画中识别身边的违章
xbfbf(游客)发表评论于2017-3-4 14:51:16
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Re:在漫画中识别身边的违章
endfi(游客)发表评论于2017-2-20 16:24:54
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Re:在漫画中识别身边的违章
sxcei(游客)发表评论于2016-10-22 21:18:17
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Re:在漫画中识别身边的违章
rvzdh(游客)发表评论于2016-10-22 18:50:27
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Re:在漫画中识别身边的违章
vkprv(游客)发表评论于2016-10-20 4:32:02
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Re:在漫画中识别身边的违章
ezquy(游客)发表评论于2016-10-19 15:26:10
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Re:在漫画中识别身边的违章
dfjnr(游客)发表评论于2016-10-16 17:32:48
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Re:在漫画中识别身边的违章
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Re:在漫画中识别身边的违章
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Re:在漫画中识别身边的违章
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Re:在漫画中识别身边的违章
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Re:在漫画中识别身边的违章
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